How much will it cost, where can I go, who can I trust and what can I do if I don’t have any money… but really need some help?
Although making the decision to get professional help takes you a giant step forward to getting better, even after you have committed to change the difficulties involved in selecting an appropriate and affordable service provider can easily overwhelm; and the sad fact is that far too many people who do want to get help just get discouraged by the high costs, the waiting lists and the sales pitches from private clinics who may or may not have your best interests in mind.
Here is a step by step guide that you may use to help you to better understand your options, and get you started in narrowing down the available and affordable providers in your area.
In broad terms, your drug and alcohol rehab options may be subdivided into 4 distinct categories.
1) Private or non profit but expensive drug and alcohol rehabs.
2) State run rehabs or state funded slots in a program.
3) Low cost drug or alcohol rehabs that do not require state funding or Medicaid
4) Totally free drug and alcohol rehabs and sober living environments, many Christian in nature, but a good number of secular options as well.
There is some truth in the saying "you get what you pay for" and in general, the higher the cost of the rehab the more comfortable the facilities, the shorter the waiting period and the greater intensity in group and individual therapy as offered. There are however some real lemons in all price ranges, and you do want to ensure that any rehab under consideration enjoys a good reputation for services provided.
How to Find a Rehab
In general, you should approach this list as 1-4 in order of desirability and action. If you have good private insurance, use it and get the best; it's well worth it. If you can access state funded treatment and the waiting list is acceptable, you may get high quality free care including medical detox. If you can’t access state funded care or the wait is just too long, find a private rehab in your area that offers very low cost care, and get into treatment quickly. If you can't access state care, have no insurance, have no money to pay for any form of treatment…you can still get care and get it soon, look into totally free rehabs and long term care facilities as a last option.
Whatever you do, get help and get it quickly. Any form of residential treatment is far preferable to months or years of continuing abuse.
1) If You Have Private Health Insurance…Use It!
This is what you've been paying towards all those yeas, and you are entitled to coverage for your medically necessary treatment. The degree of coverage as offered varies greatly between companies and even between coverage plans, but as a first step, you need to call you insurance provider and find out just how much you are entitled to.
If your policy information is dated, you should not rely solely on your at home resource materials. There have been some legislative changes for the better over the past years and you may be covered for more than you think you are. You may be covered for all or nearly all of the cost of a private residential facility; and if this is the case you could be getting care tomorrow at a top quality facility.
Even if your insurance company will pay for a substantial portion of the costs, you don’t want to waste your energy, time and hope at a substandard facility. Please feel free to contact us at
www.ChooseHelp.com for recommendations or help in selecting a quality private rehab in your area.
You may find that your insurance provider will only cover a portion of your care and that to enroll in a quality private rehab you will need to contribute a substantial amount of money. No one enjoys paying for care, but if you can afford it, if you can get reasonable credit to finance your stay, or if you can borrow the money from family; you may want to consider your contribution as a worthy investment in your future health and happiness.
It can be pretty expensive, but then again, so are drugs and alcohol; and if you factor in the savings from abuse, the savings of better health, and the likelihood that you will excel in your career once sober, getting better always makes good financial sense…whatever the initial cost.
2
) Your State Addictions Agency is there to Help
If you have no private health insurance and lack the means for expensive private rehab facility self payments, your first step towards care should be contacting your local county mental health and addictions services board. Please see state by state phone numbers for contact information in your area.
Even if you do not currently qualify for Medicaid, if you lack insurance coverage, and meet certain low income criteria, you may be eligible for free or very low cost local care. Some publicly funded facilities provide an excellent standard of care, but in general, due to funding limitations you cannot expect the same degree of privacy and comfort, of individual therapies and of quick entry as with private care. Many people will qualify for state funded rehab slots but because of high demand, the waiting period for services can be long.
Still, it's very much worth a couple of phone calls and a trip to your county health office to find out if you are eligible for state funded care.
3) Low-cost community or private care
If you have no private insurance and do not qualify for state funding, or do qualify, but don’t want to wait for weeks or months for care, your next step would be to contact local low-cost residential rehabilitation programs in your area.
Many base their fee assessment on a sliding scale of income, and will work with you to ensure that you can get the care you need at a price you can afford, and many self mandate that no one be turned away for financial reasons.
The majority of facilities in this sector fall into either Christian rehab care or long term sober living residences and both may be a good fit for you. Christian programs may offer very low cost care to those in need, and sober living homes may not require any money up front, and only demand that after a specified period you gain employment and contribute a low monthly rent to the maintenance of the house.
You may also find a local residential rehab in your area offering services at a full price of less than $1000 per week, with fee discounts available based on need. Please see the list of state facilities in your area for details.
If you cannot find a suitable facility in your area, the local Church, Mosque or Temple can be a great resources for low cost options, and your Pastor, Imam, Priest or Rabbi will very likely know of local faith based low cost rehabs.
4) Totally free care
For those in real need, and for those without the ability to pay anything towards the cost of their care, their still exist hundreds of completely free residential rehab programs. The Salvation Army runs almost 200 long term rehab programs nation wide without asking a penny, and the
Union and Baptist Missions run a similar number. Most will ask a long term commitment to care and most will have structured and strict rules of conduct, but they act only out of a desire to serve and out of real experience towards your recovery.
Some programs may have waiting lists, but in general these waiting periods are far shorter than for comparable free care within state funded rehabs, and you may not need wait at all for entry into a program.
Most free care providers will demand that you show a sincere personal motivation to change as a criterion for admission. Private facilities do not request this, which is fortunate as statistics show that a person's motivation for entry has very little influence over the eventual success rates.
Contact me if you need help locating a low cost drug rehab in your area.
You Can Get the help you Need
Even if you have no insurance, have no money and don’t qualify for Medicaid, you still have hundreds of options available to you, and some of these offer a very high standard of care. If you want to get help…you can. Don’t wait another day before starting the journey to health, sobriety and happiness. It's not going to be easy, there are no guarantees, and the process can be painful; but the payoff at the end makes it all worthwhile.
With sobriety you will perform better at work, greatly improve your health and your ultimate lifespan, contribute fairly to your family and no longer act in ways that make you ashamed, but over which you seem to have little control.
You can get better, there is always hope.
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